Waiting for Loan Docs

When you get toward the end of escrow, the last thing everyone is waiting for are the infamous buyer's loan docs. I call the lender, "where are the loan docs." Lender says, "they are at title." I call title, title says, "we don't have them." Buyer calls me, "where are my loan docs." And so the story goes with multiple calls to all concerned.

Loan docs arriving mean buyers are days away from owning a home, and a seller almost free of the home. But the endless hunt can be exhausting. Of course, once everyone signs -- buyer and seller -- then the "did the loan fund," game starts. Basically a repeat of the above. In the end, it's always the same, a closing of a deal...and a happy ending.